Insure your future...
Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.
What business owners and clients say
about their partnership with Cottonwood Insurance:
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I've worked with Ryan for a few years now and he's definitely the best insurance agent I've had. He's helped me through water damage at my house, changes in my car insurance, and following up when I've made changes. I know he's genuinely concerned about getting me the best help,... read more rates, and service. Ryan is thorough and easy to talk with, easy to get in contact with, and returns calls quickly. He always makes me feel like I'm his most important client!
Erika Phillips
13 years ago
Cottonwood Insurance is amazing. Ryan Woolston is wonderful to work with. The rates are lower than 4 other major insurance companies that I investigated. I highly recommend Cottonwood Insurance.
Adam Smith
6 years ago -
Cottonwood Insurance has helped us with all of our insurance needs for many years. We run multiple businesses and they are always on top of everything! Ryan and Natasha are both easy to work with and great at communicating. We definitely recommend using them.
Deborah Romero
6 years ago
I had my auto and home insurance with Cottowod Insurance for while and I really recommend them. I usually work with Amanda Warren so far she is always get back to me and she provided great customer services and always friendly. Elsa Rosales
5 years ago -
They were very responsive to my online inquiry and found me a cheaper policy!
Jay Hardinger
6 years ago
Honest and Fair! I have been with Cottonwood Insurance for over 5 years. When we refinanced our home the mortgage broker noticed that we were paying an exorbitant amount for home insurance (to some national company) and recommended Ryan Woolston at Cottonwood. Ryan was awesome in finding us two companies... read more with rates nearly half what we were paying. Then I asked about auto insurance. I had been with State Farm for 25 plus years and found no one could beat the rate I had, not even Geico. Ryan was amazing with giving rate per year less than I was paying for 6 months! In addition, I have found over the years that Ryan and his team are friendly, knowledgeable and very capable. They have been most helpful and responsive as I have added motorcycles, surety bonds, etc. I have found Ryan to have incredible integrity - the most honest and fair insurance agent I have ever dealt with. I highly recommend Ryan Woolston at Cottonwood for all your insurance needs. L D Karford
8 years ago -
Cottonwood Insurance is absolutely the best. They have helped me so much with there attention and willing to go beyond to make sure I am taken care of. AE has also helped my family find a policy for there budget. I am so happy to be a part of Cottonwood... read more Insurance.
Vickie
6 years ago
After many negative experiences with other agents, a trusted friend referred me to Cottonwood Insurance for my liability needs. They were so good to me that when it was time to renew my home and automobile policies, I asked them to go over their options with me. They found policies... read more for both that were less than I was currently paying, plus had better coverage than the previous companies were providing. While no one ever hopes to need insurance, it's nice to know Cottonwood Insurance made sure I had what I need if and when I need it (knock on wood.) mattlth
8 years ago -
I was referred to Cottonwood Insurance by a friend of mine while getting a mortgage and they were able to give me the prices I've never had. I've compared with others and can honestly say Cottonwood Insurance has saved us money and have treated us so great! I have and... read more will continue to refer others to them! Rob Unzaga
7 years ago
Annie was so pleasant to work with. I have been with Cottonwood Insurance for 20+ years and everyone is so great. Thanks!
Ryan Denison
6 years ago -
Good prices and great customer service. Quick to respond and thorough in answering questions. We've been a customer since 2014 christy lewis
6 years ago
Ryan set us up with the most fantastic policy. He always makes himself available for us regardless of how simple or complex our question or situation is. Our experience has been unbelievable and we will always use him as our agent. Nate Blackhurst
14 years ago -
If You ever need a Insurance agent this is the place. They continually look out for their customers, always digging for the best price and coverage. If I were you i would stop looking and give them a shot...
Raymond Axtt
7 years ago
Cottonwood Insurance agents are great and very helpful when trying to get good quality Insurance and helps with accidents rapidly. We highly recommend them!!!!!!
Terry Stewart
5 years ago -
A E is the best and super friendly! Dragonborn aldwin
6 years ago
Listen, Mr. Cottonwood. Amanda is a rockstar. She went above and beyond to line up getting a payment made for my earthquake policy from escrow w/ the bank and then when I realized I didn't want to do it that way, she took payment and was cool with the fact... read more I essentially wasted time (sorry Amanda). Great customer service from a great person. Throw her a bonus, eh? 😉
Ryan Wells
5 years ago
