Insure your future...
Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.
What business owners and clients say
about their partnership with Cottonwood Insurance:
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We had a major issue in our home over the weekend. I sent our agent, Jason, and email late Sunday night hoping that he checks his email and could give me guidance. Sure enough, within 15 minutes, he called to explain how to go about fixing the issue. I was... read more truly shocked at the level of service I received from our agent. We usually don't talk much during the year, but when I needed the extra help and attention, Jason was right there to help. Thank you so much!!
Brett Stoddart
8 years ago
Honest and Fair! I have been with Cottonwood Insurance for over 5 years. When we refinanced our home the mortgage broker noticed that we were paying an exorbitant amount for home insurance (to some national company) and recommended Ryan Woolston at Cottonwood. Ryan was awesome in finding us two companies... read more with rates nearly half what we were paying. Then I asked about auto insurance. I had been with State Farm for 25 plus years and found no one could beat the rate I had, not even Geico. Ryan was amazing with giving rate per year less than I was paying for 6 months! In addition, I have found over the years that Ryan and his team are friendly, knowledgeable and very capable. They have been most helpful and responsive as I have added motorcycles, surety bonds, etc. I have found Ryan to have incredible integrity - the most honest and fair insurance agent I have ever dealt with. I highly recommend Ryan Woolston at Cottonwood for all your insurance needs. L D Karford
8 years ago -
Taylor Pizza at Cottonwood Insurance is the best insurance agent I've ever had. He repetedly goes above and beyond the job to take care of his customers and without asking, will do everything he can to find ways to save them money. He is incredible at his job, and has... read more always treated me like a friend.
Nate Hill
10 years ago
Ryan has been helping My Customers out with their Insurance and they have been giving me Rave Reviews about his Customer Service. If my Uncle wasn't My Agent, I would be switching to Him For Sure! Thor Edson
12 years ago -
Definitely recommend using cottonwood insurance! They provide great customer service plus their staff is always helpful & knowledgeable!
brooke schouten
7 years ago
Great service, quick, kind and competent. Highly recommend! krissa reinbold
7 years ago -
Great Agent! Always looking for ways to save me $$. Very proactive. Highly recommended.
Trevor Wood
13 years ago
We work with Justin Knudsen here at Cottonwood and have been thoroughly impressed every step of the way with our service, care, AND costs. We use Cottonwood for our personal homeowners, auto, and umbrella policies; as well as for all of our commercial policies. We have gotten great rates on... read more every policy, well below the rates we had when we our policies were housed all over. I can't tell you how fantastic it is to have one contact person for everything insurance. I'll send a quick email to request a change on a policy and will get a reply in minutes with everything handled. He has made a product that can be a big hassle one of our easiest things to deal with. If I could give 10 stars I would!
Shelly Cluff
10 years ago -
AE Harris is awesome. I highly recommend him, he works hard and has fantastic rates. He takes great care of me and my clients as well! He can broker to tons of different companies to get you the best deal. Call AE today! Kyle Koller
8 years ago
After many negative experiences with other agents, a trusted friend referred me to Cottonwood Insurance for my liability needs. They were so good to me that when it was time to renew my home and automobile policies, I asked them to go over their options with me. They found policies... read more for both that were less than I was currently paying, plus had better coverage than the previous companies were providing. While no one ever hopes to need insurance, it's nice to know Cottonwood Insurance made sure I had what I need if and when I need it (knock on wood.) mattlth
8 years ago -
Ryan Woolston has been my Auto Insurance Agent for well over six years. I have nothing but good things to say about him and his work. I wouldn't ask for a better agent. Ryan has not only provided me with great auto rates with quality insurance companies, but I can... read more be comforted to know that I have someone looking out for me. Whenever there is a better rate out there he makes sure to let me know about. I've never been let down, and being in the military it can be hard to find such reliable service. If you ask me, Ryan is hands down the best insurance agent I've ever had. I would highly recommend him and his services to anyone shopping around for good deals with an experienced and professional individual. Nicole Hartvigsen
14 years ago
If You ever need a Insurance agent this is the place. They continually look out for their customers, always digging for the best price and coverage. If I were you i would stop looking and give them a shot...
Raymond Axtt
7 years ago -
Ben and his associates have always looked out for my family's insurance needs. They continue to check rates and make sure they are providing the best policies for the best possible pricing. Thank you for all you do and providing outstanding customer service. Ralph Albertson
Ralph Albertson
6 years ago
I've worked with Ryan for a few years now and he's definitely the best insurance agent I've had. He's helped me through water damage at my house, changes in my car insurance, and following up when I've made changes. I know he's genuinely concerned about getting me the best help,... read more rates, and service. Ryan is thorough and easy to talk with, easy to get in contact with, and returns calls quickly. He always makes me feel like I'm his most important client!
Erika Phillips
13 years ago -
I have worked with Chris Pizza and Cottonwood Insurance for many years. They always provide me with excellent insurance options for my business and personal needs. They respond immediately when I need to discuss any claims or have any questions. I highly recommend working with them as they have been... read more extremely helpful to me and my family! They are the best insurance agency I have ever worked with! Dan West
8 years ago
Ryan is the most trustworthy and detailed agent in the business. Not only does he save my clients money, but he provides them with more options and better coverage! I highly recommend this guy, you will not be disappointed! Kristin Matulonis
14 years ago
