Insure your future...

Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.

What business owners and clients say

about their partnership with Cottonwood Insurance:

  • 5 star review  I've worked with Ryan for a few years now and he's definitely the best insurance agent I've had. He's helped me through water damage at my house, changes in my car insurance, and following up when I've made changes. I know he's genuinely concerned about getting me the best help,... read more

    thumb Erika Phillips
    13 years ago

    5 star review  Cottonwood Insurance is amazing. Ryan Woolston is wonderful to work with. The rates are lower than 4 other major insurance companies that I investigated. I highly recommend Cottonwood Insurance.

    thumb Adam Smith
    6 years ago
  • 5 star review  Cottonwood Insurance has helped us with all of our insurance needs for many years. We run multiple businesses and they are always on top of everything! Ryan and Natasha are both easy to work with and great at communicating. We definitely recommend using them.

    thumb Deborah Romero
    6 years ago

    5 star review  I had my auto and home insurance with Cottowod Insurance for while and I really recommend them. I usually work with Amanda Warren so far she is always get back to me and she provided great customer services and always friendly.

    thumb Elsa Rosales
    5 years ago
  • 5 star review  They were very responsive to my online inquiry and found me a cheaper policy!

    thumb Jay Hardinger
    6 years ago

    5 star review  Honest and Fair! I have been with Cottonwood Insurance for over 5 years. When we refinanced our home the mortgage broker noticed that we were paying an exorbitant amount for home insurance (to some national company) and recommended Ryan Woolston at Cottonwood. Ryan was awesome in finding us two companies... read more

    thumb L D Karford
    8 years ago
  • 5 star review  Cottonwood Insurance is absolutely the best. They have helped me so much with there attention and willing to go beyond to make sure I am taken care of. AE has also helped my family find a policy for there budget. I am so happy to be a part of Cottonwood... read more

    thumb Vickie
    6 years ago

    5 star review  After many negative experiences with other agents, a trusted friend referred me to Cottonwood Insurance for my liability needs. They were so good to me that when it was time to renew my home and automobile policies, I asked them to go over their options with me. They found policies... read more

    thumb mattlth
    8 years ago
  • 5 star review  I was referred to Cottonwood Insurance by a friend of mine while getting a mortgage and they were able to give me the prices I've never had. I've compared with others and can honestly say Cottonwood Insurance has saved us money and have treated us so great! I have and... read more

    thumb Rob Unzaga
    7 years ago

    5 star review  Annie was so pleasant to work with. I have been with Cottonwood Insurance for 20+ years and everyone is so great. Thanks!

    thumb Ryan Denison
    6 years ago
  • 5 star review  Good prices and great customer service. Quick to respond and thorough in answering questions. We've been a customer since 2014

    thumb christy lewis
    6 years ago

    5 star review  Ryan set us up with the most fantastic policy. He always makes himself available for us regardless of how simple or complex our question or situation is. Our experience has been unbelievable and we will always use him as our agent.

    thumb Nate Blackhurst
    14 years ago
  • 5 star review  If You ever need a Insurance agent this is the place. They continually look out for their customers, always digging for the best price and coverage. If I were you i would stop looking and give them a shot...

    thumb Raymond Axtt
    7 years ago

    5 star review  Cottonwood Insurance agents are great and very helpful when trying to get good quality Insurance and helps with accidents rapidly. We highly recommend them!!!!!!

    thumb Terry Stewart
    5 years ago
  • 5 star review  A E is the best and super friendly!

    thumb Dragonborn aldwin
    6 years ago

    5 star review  Listen, Mr. Cottonwood. Amanda is a rockstar. She went above and beyond to line up getting a payment made for my earthquake policy from escrow w/ the bank and then when I realized I didn't want to do it that way, she took payment and was cool with the fact... read more

    thumb Ryan Wells
    5 years ago

Fun Facts about Cottonwood Insurance

1
combined years of licensed service
1
star average on google
1
current clients protected
1
years Average customer lifetime