Insure your future...

Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.

What business owners and clients say

about their partnership with Cottonwood Insurance:

  • 5 star review  A. E. my rep. and Cottonwood Insurance have been amazing to work with! The extensive knowledge of coverages have been extremely helpful with picking the best rate and policy! I would recommend them to anyone who is looking for great insurance.

    thumb Jannie S.
    6 years ago

    5 star review  We work with Justin Knudsen here at Cottonwood and have been thoroughly impressed every step of the way with our service, care, AND costs. We use Cottonwood for our personal homeowners, auto, and umbrella policies; as well as for all of our commercial policies. We have gotten great rates on... read more

    thumb Shelly Cluff
    10 years ago
  • 5 star review  Jason Basden is such an amazing agent! My renewal was up this last month and my insurance was going to go up higher than I could afford. Jason took the time and did everything he could to get me the best affordable quote that suited my financial needs. I definitely... read more

    thumb Elese Leetham
    8 years ago

    5 star review  Ryan has been helping My Customers out with their Insurance and they have been giving me Rave Reviews about his Customer Service. If my Uncle wasn't My Agent, I would be switching to Him For Sure!

    thumb Thor Edson
    12 years ago
  • 5 star review  Everyone needs a Ryan! He takes care of all of my insurance needs and is always looking for way to save me money. Thank you Ryan!

    thumb Tamara Wood
    10 years ago

    5 star review  Emily was very friendly and helpful.

    thumb Ray Norton
    6 years ago
  • 5 star review  Ryan has provided excellent service for me for over 7 years. He is always very responsive to my queries and takes the time to review my insurance needs (home, auto, earthquake, personal, etc.) and provide recommendations on the various alternatives. With Ryan, I get personalized, meaningful service.

    thumb L P
    14 years ago

    5 star review  Great people and Great service!

    thumb Skip Roberts
    8 years ago
  • 5 star review  We are so happy to be with Cottonwood Insurance! Not only are they super friendly and easy to work with, they helped us find the best rates quickly and ended up saving us so much money! We are thrilled!!

    thumb katelyn stout
    5 years ago

    5 star review  It is an amazing sense of comfort to know that you have a real person as your ADVOCATE. I was going through an agency and paying double the price for coverage. In this day and age, a personal experience instead of a robot is everything. I really appreciate Taylor helping... read more

    thumb MA Shel
    6 years ago
  • 5 star review  Cottonwood Insurance is a great group of professionals that go the extra mile ti makre sure their customers have the support they need.

    thumb Josh Rogers
    5 years ago

    5 star review  I have had my Insurance with Cottonwood going on 10 years. My agent Ryan has been so wonderful to work with. He has always gotten me the best rates. The people who work there are always so helpful and kind.

    thumb Suzanne Farnsworth
    6 years ago
  • 5 star review  Taylor Pizza hooked us up with great rates on Home and Auto Insurance. I honestly saved 15% or more by switching FROM Geico. He connected me with Bear River Mutual and I am happy my neighbor recommended them.

    thumb Tyler Pendleton
    6 years ago

    5 star review  my husband and i have LOVED working with Darla at Cottonwood Ins. we have been loyal to them for 5 years now and don't plan on leaving to go anywhere else! Darla is quick to get the info i need when needed & is VERY efficient and friendly. hands down... read more

    thumb Ashlee TIppie
    8 years ago
  • 5 star review  My daughter was in an accident. Jack Wilhite is our agent. He has answered our phone calls before and after business hours. He and his staff have been so helpful. We love the serve we get at Cottonwood Insurance.

    thumb Denise Brassield
    7 years ago

    5 star review  Jason is a wonderful person to work with. I highly recommend him and Cottonwood Insurance. He just saved us over $600 without us asking him to do so. He checks your premiums every year for you and keeps you up to date. Definitely use them.

    thumb Lauraine McDonald
    5 years ago

Fun Facts about Cottonwood Insurance

1
combined years of licensed service
1
star average on google
1
current clients protected
1
years Average customer lifetime