Insure your future...
Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.
What business owners and clients say
about their partnership with Cottonwood Insurance:
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After my former insurance company raised my rates for the third time without cause, I went to Ryan and he found me a better policy, better coverage and $100 less per month. I just wish I had sought him out before! Sarah Larsen
14 years ago
Honest and Fair! I have been with Cottonwood Insurance for over 5 years. When we refinanced our home the mortgage broker noticed that we were paying an exorbitant amount for home insurance (to some national company) and recommended Ryan Woolston at Cottonwood. Ryan was awesome in finding us two companies... read more with rates nearly half what we were paying. Then I asked about auto insurance. I had been with State Farm for 25 plus years and found no one could beat the rate I had, not even Geico. Ryan was amazing with giving rate per year less than I was paying for 6 months! In addition, I have found over the years that Ryan and his team are friendly, knowledgeable and very capable. They have been most helpful and responsive as I have added motorcycles, surety bonds, etc. I have found Ryan to have incredible integrity - the most honest and fair insurance agent I have ever dealt with. I highly recommend Ryan Woolston at Cottonwood for all your insurance needs. L D Karford
9 years ago -
I switched to Cottonwood Insurance a few months ago and I couldn't be happier! Ben is an amazing agent and is always so quick at responding. Such a relief after dealing with unresponsive and unhelpful agents for years. I would definitely recommend Cottonwood Ins. for any of your insurance needs!
Nicholas Steedman
6 years ago
Cottonwood Insurance has helped us with all of our insurance needs for many years. We run multiple businesses and they are always on top of everything! Ryan and Natasha are both easy to work with and great at communicating. We definitely recommend using them.
Deborah Romero
7 years ago -
Ben and his associates have always looked out for my family's insurance needs. They continue to check rates and make sure they are providing the best policies for the best possible pricing. Thank you for all you do and providing outstanding customer service. Ralph Albertson
Ralph Albertson
7 years ago
Jason is a wonderful person to work with. I highly recommend him and Cottonwood Insurance. He just saved us over $600 without us asking him to do so. He checks your premiums every year for you and keeps you up to date. Definitely use them. Lauraine McDonald
6 years ago -
Good prices and great customer service. Quick to respond and thorough in answering questions. We've been a customer since 2014 christy lewis
7 years ago
Working with Jason Basden has been a great experience. Within 1 week of my renewal, Jason was able to provide me quotes from different insurers that provided a savings of >30% for some of my coverages. Highly recommend this group for Home, Auto, Earthquake, and Umbrella insurance. Thanks, Jason. Travis Sokol
7 years ago -
Cottonwood Insurance has been awesome! Got me a great price on bundled homeowners and auto insurance, and my agent, Justin, is always responsive and super fast getting back to me. Highly recommend for Utah residents!! Timothy Marti
9 years ago
Jason was incredibly helpful while we bought our new home. I appreciate him getting us sorted so quickly.
Carolyn Maldonado
7 years ago -
We had a major issue in our home over the weekend. I sent our agent, Jason, and email late Sunday night hoping that he checks his email and could give me guidance. Sure enough, within 15 minutes, he called to explain how to go about fixing the issue. I was... read more truly shocked at the level of service I received from our agent. We usually don't talk much during the year, but when I needed the extra help and attention, Jason was right there to help. Thank you so much!!
Brett Stoddart
8 years ago
My daughter was in an accident. Jack Wilhite is our agent. He has answered our phone calls before and after business hours. He and his staff have been so helpful. We love the serve we get at Cottonwood Insurance.
Denise Brassield
8 years ago -
My mortgage company went through cottonwood insurance when we bought our first house. I called to see if we could bundle our vehicles. They have been beyond amazing. They have helped me through multiple life events and have been a delight to work with. They are about an hour and... read more a half from the town I live in but make it so convenient I have never had an issue. Kady Rowley
7 years ago
Ryan Woolston has been a great contact for a number of my clients. He is responsive, professional and does a fantastic job finding great premiums and delivering excellent service to my clients.
Alan Blood
9 years ago -
I can't speak highly enough of Chris Pizza and his team. He's been my insurance broker for my personal and business insurances for over 3 years. I give him a hard time by making him competitively bid out our policies every year and he beats the competition every time. He's... read more also easy to reach and quick to respond to any issues, claims, or questions we have. I've never met a more knowledgeable and hard working agent than Chris. Andrew Drage
9 years ago
I worked with Alaura and she was amazing. I have a busy schedule and she was extremely easy to communicate with via email. She made sure I wasn't late on any of my policies and it was so nice to have someone watch my back. Tiff Sorensen
6 years ago
