Insure your future...
Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.
What business owners and clients say
about their partnership with Cottonwood Insurance:
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Thanks Chris Pizza & Susan Craft for your help getting us set up with our new insurance policy. I appreciate your time and your expertise helping me get the coverage we need to protect our home. Dan Young
6 years ago
Ryan Woolston has been my Auto Insurance Agent for well over six years. I have nothing but good things to say about him and his work. I wouldn't ask for a better agent. Ryan has not only provided me with great auto rates with quality insurance companies, but I can... read more be comforted to know that I have someone looking out for me. Whenever there is a better rate out there he makes sure to let me know about. I've never been let down, and being in the military it can be hard to find such reliable service. If you ask me, Ryan is hands down the best insurance agent I've ever had. I would highly recommend him and his services to anyone shopping around for good deals with an experienced and professional individual. Nicole Hartvigsen
14 years ago -
Kardin was very helpful! He made it so easy to get my homeowners policy at a great rate and so effortlessly. He was efficient and kept it professional! Briseyda Nidia Monge
5 years ago
I am so grateful for the timely and generous help I have received from the Insurers at Cottonwood Insurance. They have calmed my fears and provided me assurance when needed.
pat menlove
8 years ago -
Jason has been great to work with. He has been helping me for a couple years now. He is always on top of everything and makes sure to find me the best deals! tshane3
6 years ago
Honest and Fair! I have been with Cottonwood Insurance for over 5 years. When we refinanced our home the mortgage broker noticed that we were paying an exorbitant amount for home insurance (to some national company) and recommended Ryan Woolston at Cottonwood. Ryan was awesome in finding us two companies... read more with rates nearly half what we were paying. Then I asked about auto insurance. I had been with State Farm for 25 plus years and found no one could beat the rate I had, not even Geico. Ryan was amazing with giving rate per year less than I was paying for 6 months! In addition, I have found over the years that Ryan and his team are friendly, knowledgeable and very capable. They have been most helpful and responsive as I have added motorcycles, surety bonds, etc. I have found Ryan to have incredible integrity - the most honest and fair insurance agent I have ever dealt with. I highly recommend Ryan Woolston at Cottonwood for all your insurance needs. L D Karford
8 years ago -
I reached out to Ben and his team at Cottonwood in hopes to save on insurance. Not only were they able to save me about 25% on my four different policies, they also provided exceptional service. I will never again go through the headache of comparing rates directly through different companies.
Evan Smail
6 years ago
Cottonwood Insurance is amazing. Ryan Woolston is wonderful to work with. The rates are lower than 4 other major insurance companies that I investigated. I highly recommend Cottonwood Insurance.
Adam Smith
7 years ago -
I recently talked with Amanda at Cottonwood Insurance. She was very friendly and helpful. She offered to send me documents rather than make me log in and try to find them in the back office. I have never had any issues that they were not able to resolve. They are... read more very responsive. David Park
5 years ago
I had AE Harris and he was helpful and nice. I felt that he really was trying to get me the best quote. Jared Hunt
7 years ago -
Such a wonderful team to work with. So responsive and quick to get us what we need. Stephen Thaut
6 years ago
Listen, Mr. Cottonwood. Amanda is a rockstar. She went above and beyond to line up getting a payment made for my earthquake policy from escrow w/ the bank and then when I realized I didn't want to do it that way, she took payment and was cool with the fact... read more I essentially wasted time (sorry Amanda). Great customer service from a great person. Throw her a bonus, eh? 😉
Ryan Wells
6 years ago -
Working with Jason Basden has been a great experience. Within 1 week of my renewal, Jason was able to provide me quotes from different insurers that provided a savings of >30% for some of my coverages. Highly recommend this group for Home, Auto, Earthquake, and Umbrella insurance. Thanks, Jason. Travis Sokol
7 years ago
I switched to Cottonwood Insurance a few months ago and I couldn't be happier! Ben is an amazing agent and is always so quick at responding. Such a relief after dealing with unresponsive and unhelpful agents for years. I would definitely recommend Cottonwood Ins. for any of your insurance needs!
Nicholas Steedman
6 years ago -
Cottonwood Insurance has been so good to work with. From the initial quotes on our home and auto policies (which were very competitive) the basic need of adding a vehicle to our policy, they have been quick to respond and very professional.
Teresa Higginson
6 years ago
Fantastic, I was a first time home buyer and Taylor was super helpful on explain coverages and what it all actual meant for my homeowners insurance. Then I switched my auto insurance as well, saved tons of money.
Tricia Hill
10 years ago
