Insure your future...

Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.

What business owners and clients say

about their partnership with Cottonwood Insurance:

  • 5 star review  Ben ha taken great care of us for years, and has always done so in a timely manner.

    thumb Liberty Wells Barber Co.
    5 years ago

    5 star review  Great company. We have worked with Ben Bagley for the past 5 years or so, and he is always super friendly, helpful, and quick to get us an answer on whatever questions we have!

    thumb Jane Harman
    9 years ago
  • 5 star review  Ryan helped me and my family set up a new auto policy that saved us $1900 this year with the same coverage we had elsewhere. Cottonwood Insurance has been easy to work with.

    thumb Alyssa Porter
    6 years ago

    5 star review  Taylor Pizza hooked us up with great rates on Home and Auto Insurance. I honestly saved 15% or more by switching FROM Geico. He connected me with Bear River Mutual and I am happy my neighbor recommended them.

    thumb Tyler Pendleton
    6 years ago
  • 5 star review  Really satisfied with this company, they cut my monthly payment in half and still got me a better plan than Geico.

    thumb Joshua Samuels
    10 years ago

    5 star review  I absolutely love Cottonwood Insurance Company and would recommend them to anyone! In particular I recommend A.E. Harris he is the best and always goes above and beyond what I was expecting. Truly a gentleman and a genuine professional couldn't ask for better!

    thumb Chris Thompson
    6 years ago
  • 5 star review  I switched to Cottonwood Insurance a few months ago and I couldn't be happier! Ben is an amazing agent and is always so quick at responding. Such a relief after dealing with unresponsive and unhelpful agents for years. I would definitely recommend Cottonwood Ins. for any of your insurance needs!

    thumb Nicholas Steedman
    6 years ago

    5 star review  I have had my Insurance with Cottonwood going on 10 years. My agent Ryan has been so wonderful to work with. He has always gotten me the best rates. The people who work there are always so helpful and kind.

    thumb Suzanne Farnsworth
    6 years ago
  • 5 star review  Amanda at cottonwood insurance has gone above and beyond in providing professional and timely customer service!

    thumb Jennifer Taylor
    5 years ago

    5 star review  We had a major issue in our home over the weekend. I sent our agent, Jason, and email late Sunday night hoping that he checks his email and could give me guidance. Sure enough, within 15 minutes, he called to explain how to go about fixing the issue. I was... read more

    thumb Brett Stoddart
    8 years ago
  • 5 star review  Ryan Woolston is a great person that is always there to quick respond my questions and find solutions , I been their costumer for very many years and I would gladly recommend Cottonwood Insurance to all . 👍

    thumb joselitosuave
    6 years ago

    5 star review  Jack Wilhite has been so awesome to work with. I've been getting insurance through him for over ten years. He is responsive a pleasant to work with. And I'm not kidding when I say he'll get you the best price! I've referred many family and friends to him and he... read more

    thumb Don Keller
    6 years ago
  • 5 star review  Everyone needs a Ryan! He takes care of all of my insurance needs and is always looking for way to save me money. Thank you Ryan!

    thumb Tamara Wood
    10 years ago

    5 star review  Working with Jason Basden has been a great experience. Within 1 week of my renewal, Jason was able to provide me quotes from different insurers that provided a savings of >30% for some of my coverages. Highly recommend this group for Home, Auto, Earthquake, and Umbrella insurance. Thanks, Jason.

    thumb Travis Sokol
    6 years ago
  • 5 star review  Great customer service!

    thumb Mikayla Steed
    5 years ago

    5 star review  Cottonwood Insurance is amazing. Ryan Woolston is wonderful to work with. The rates are lower than 4 other major insurance companies that I investigated. I highly recommend Cottonwood Insurance.

    thumb Adam Smith
    6 years ago

Fun Facts about Cottonwood Insurance

1
combined years of licensed service
1
star average on google
1
current clients protected
1
years Average customer lifetime