Insure your future...
Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.
What business owners and clients say
about their partnership with Cottonwood Insurance:
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I've had my Insurance with Cottonwood Insurance for a few years. I always get outstanding service. I shopped several companies before making my decision & Cottonwood Insurance was able to give me the most for my money. They are friendly, helpful and knowledgeable.
I highly recommend this Insurance company!
JJ
5 years ago
Jason was so helpful. Worked with me on finding the best deal for my family. I appreciate all his hard work. Thanks for saving me a ton of money!
Heather Esterbrook
8 years ago -
I spoke with AE multiple times before choosing this company for my insurance needs and he was fantastic to work with. I had all my questions answered and did not have to wait forever for responses. In the end they set me up with better rates then 2 other agencies... read more I looked into. This company came highly recommended and now I can see why Mario S
9 years ago
My daughter was in an accident. Jack Wilhite is our agent. He has answered our phone calls before and after business hours. He and his staff have been so helpful. We love the serve we get at Cottonwood Insurance.
Denise Brassield
7 years ago -
I have been very impressed with the level of service I have gotten from my agent Jason Basden. Last year he helped me with a claim on my travel trailer and went WAY above and beyond what I am used to agents doing for me. Usually they will just tell... read more me where to send a claim and then I am basically on my own, but Jason helped with every step and then followed up with me, as well as the insurance company. He was really on my side helping when the company I was insured through, wanted to deny my claim. This week my fridge leaked and caused water damage into my finished basement. Jason is giving the same level of service this time around. Nice to have an agent that truly wants to help.
Ruston Spadafora
7 years ago
Best in the business. We have been using them for years. Love their service! Rock Jefferies
7 years ago -
Honest and Fair! I have been with Cottonwood Insurance for over 5 years. When we refinanced our home the mortgage broker noticed that we were paying an exorbitant amount for home insurance (to some national company) and recommended Ryan Woolston at Cottonwood. Ryan was awesome in finding us two companies... read more with rates nearly half what we were paying. Then I asked about auto insurance. I had been with State Farm for 25 plus years and found no one could beat the rate I had, not even Geico. Ryan was amazing with giving rate per year less than I was paying for 6 months! In addition, I have found over the years that Ryan and his team are friendly, knowledgeable and very capable. They have been most helpful and responsive as I have added motorcycles, surety bonds, etc. I have found Ryan to have incredible integrity - the most honest and fair insurance agent I have ever dealt with. I highly recommend Ryan Woolston at Cottonwood for all your insurance needs. L D Karford
8 years ago
my husband and i have LOVED working with Darla at Cottonwood Ins. we have been loyal to them for 5 years now and don't plan on leaving to go anywhere else! Darla is quick to get the info i need when needed & is VERY efficient and friendly. hands down... read more we would recommend her to anyone!! Ashlee TIppie
8 years ago -
After many negative experiences with other agents, a trusted friend referred me to Cottonwood Insurance for my liability needs. They were so good to me that when it was time to renew my home and automobile policies, I asked them to go over their options with me. They found policies... read more for both that were less than I was currently paying, plus had better coverage than the previous companies were providing. While no one ever hopes to need insurance, it's nice to know Cottonwood Insurance made sure I had what I need if and when I need it (knock on wood.) mattlth
9 years ago
Emily is the best! She totally went the extra mile! jt20055 374
6 years ago -
Cottonwood Insurance is amazing. Ryan Woolston is wonderful to work with. The rates are lower than 4 other major insurance companies that I investigated. I highly recommend Cottonwood Insurance.
Adam Smith
7 years ago
There is nothing better than to have people that you can trust to ensure that you and your business gets the best quality insurance needs. I highly recommend Cottonwood Insurance! Tyler Hollist
7 years ago -
We are so happy to be with Cottonwood Insurance! Not only are they super friendly and easy to work with, they helped us find the best rates quickly and ended up saving us so much money! We are thrilled!! katelyn stout
5 years ago
Cottonwood Insurance has helped us with all of our insurance needs for many years. We run multiple businesses and they are always on top of everything! Ryan and Natasha are both easy to work with and great at communicating. We definitely recommend using them.
Deborah Romero
6 years ago -
I reached out to Ben and his team at Cottonwood in hopes to save on insurance. Not only were they able to save me about 25% on my four different policies, they also provided exceptional service. I will never again go through the headache of comparing rates directly through different companies.
Evan Smail
6 years ago
I was helped by Kardin Mitchell and I can say I am very pleased with how smooth and fast everything was. He took the time to find the best coverage I could get at a better rate then I could've every found myself. Highly recommend Tyson Girardo
6 years ago
