Insure your future...

Established in 1981, Cottonwood Insurance Inc. is a full-service independent insurance agency dedicated to protecting what matters most. Representing many of the nation's top-rated insurance carriers, we provide customized coverage options for home, auto, business, workers compensation, health, life, and bonds. Built on a foundation of integrity, hard work, and personalized service, we pride ourselves on being honest, approachable, and committed to finding the best coverage at the most competitive price. As your trusted insurance partner, we’re here to help you navigate life’s uncertainties with confidence and peace of mind.

What business owners and clients say

about their partnership with Cottonwood Insurance:

  • 5 star review  Cottonwood Insurance has been awesome! Got me a great price on bundled homeowners and auto insurance, and my agent, Justin, is always responsive and super fast getting back to me. Highly recommend for Utah residents!!

    thumb Timothy Marti
    8 years ago

    5 star review  Great company. We have worked with Ben Bagley for the past 5 years or so, and he is always super friendly, helpful, and quick to get us an answer on whatever questions we have!

    thumb Jane Harman
    9 years ago
  • 5 star review  AE Harris is awesome. I highly recommend him, he works hard and has fantastic rates. He takes great care of me and my clients as well! He can broker to tons of different companies to get you the best deal. Call AE today!

    thumb Kyle Koller
    8 years ago

    5 star review  Such a wonderful team to work with. So responsive and quick to get us what we need.

    thumb Stephen Thaut
    6 years ago
  • 5 star review  I have had my Insurance with Cottonwood going on 10 years. My agent Ryan has been so wonderful to work with. He has always gotten me the best rates. The people who work there are always so helpful and kind.

    thumb Suzanne Farnsworth
    6 years ago

    5 star review  I love Cottonwood insurance and all their employees! They are so friendly, looks for the best deal for us and are very quick and on the spot to answer my questions! They even know who I am when I call! Awesome! Thanks Suzanne for today!

    thumb The Turners
    6 years ago
  • 5 star review  After some issues popped up with the auto insurance company I was going through, cottonwood insurance was not only able to fix the problem but create a better insurance policy for me due to the issues. They bent over backwards to make sure the problem was fixed in record speed!... read more

    thumb Cassidy Thomson
    6 years ago

    5 star review  My daughter was in an accident. Jack Wilhite is our agent. He has answered our phone calls before and after business hours. He and his staff have been so helpful. We love the serve we get at Cottonwood Insurance.

    thumb Denise Brassield
    7 years ago
  • 5 star review  Cottonwood Insurance agents are great and very helpful when trying to get good quality Insurance and helps with accidents rapidly. We highly recommend them!!!!!!

    thumb Terry Stewart
    6 years ago

    5 star review  Taylor Pizza hooked us up with great rates on Home and Auto Insurance. I honestly saved 15% or more by switching FROM Geico. He connected me with Bear River Mutual and I am happy my neighbor recommended them.

    thumb Tyler Pendleton
    6 years ago
  • 5 star review  A. E. my rep. and Cottonwood Insurance have been amazing to work with! The extensive knowledge of coverages have been extremely helpful with picking the best rate and policy! I would recommend them to anyone who is looking for great insurance.

    thumb Jannie S.
    6 years ago

    5 star review  I was so surprised at the service we got from Cottonwood Insurance, specifically Taylor Pizza. He went out of his way and went the extra mile to help us out when we needed it. He is a fantastic agent. He really changed my perspective of insurance companies.

    thumb Dakota Jake
    8 years ago
  • 5 star review  Ryan set us up with the most fantastic policy. He always makes himself available for us regardless of how simple or complex our question or situation is. Our experience has been unbelievable and we will always use him as our agent.

    thumb Nate Blackhurst
    14 years ago

    5 star review  We have been with Cottonwood Insurance for 10 years or more. They have always taken great care of all our insurance needs, from home and auto to business. They always get us the best rates and are always friendly and helpful.

    thumb Maria Todd
    7 years ago
  • 5 star review  Ryan has provided excellent service for me for over 7 years. He is always very responsive to my queries and takes the time to review my insurance needs (home, auto, earthquake, personal, etc.) and provide recommendations on the various alternatives. With Ryan, I get personalized, meaningful service.

    thumb L P
    14 years ago

    5 star review  my husband and i have LOVED working with Darla at Cottonwood Ins. we have been loyal to them for 5 years now and don't plan on leaving to go anywhere else! Darla is quick to get the info i need when needed & is VERY efficient and friendly. hands down... read more

    thumb Ashlee TIppie
    8 years ago

Fun Facts about Cottonwood Insurance

1
combined years of licensed service
1
star average on google
1
current clients protected
1
years Average customer lifetime